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Online Savings Account

iGOsavings Plus®

Achieving your goals just got easier and more rewarding with our new high interest online savings account

An iGOsavings Plus account has everything you need to keep your money growing strong. A competitive high interest rate, no maintenance fee, and most importantly, easy access to your funds. Plus, iGObanking Mobile Banking gives you a fast, secure, and easy way to manage your accounts on the go.

And with our iGOsavings Plus account, you get all that plus you can receive an extra 0.50% reward credit, based on the balances in the iGOsavings Plus account and a minimum average monthly balance of $1,000 in an iGOchecking® account. iGOsavings Plus also offers ATM fee waivers of up to $15 per statement cycle.

    • A competitive high interest rate
    • Reward credit based on monthly average iGOsavings Plus account balance of $25,000 or less1
    • No monthly fees2
    • ATM Fee Waivers3
    • Mobile Check Deposit4
    • Digital account management tools
    • FDIC insured up to the maximum allowable limit
APY*% Reward Credit **% Monthly Average Account Balance
0.50 0.50 $0 - $5,000
0.25 0.50 $5,001 - $25,000
0.25 0.00 $25,001+

Reward credits are posted monthly on balances up to $25,000.


Save for what matters to you whether that is a special purchase or just for a rainy day

  • A competitive high interest rate
  • No monthly fees and minimum balance requirements2
  • Online and Mobile Banking4
  • Mobile check deposit4
  • Digital account management tools
  • FDIC insured up to the maximum allowable limit
APY*% Monthly Average Account Balance
1.50 $0

No fees
No fees

Forget the monthly fees. Add that money to your savings account.

No monthly minimum
No monthly minimum

Don’t worry, there are no minimum balance requirements.

Online & mobile tools
Online & mobile tools

Check balances, transfer money, make mobile check deposits, and more.

Higher return
Higher return

Interest is compounded daily, so you’ll earn more, faster!

Manage your financial journey with iGObanking

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*Annual Percentage Yield. APY is in effect as of 03/18/24. Rate may change on the iGOsavings and iGOsavings Plus account after the account is opened without notice.

** A reward credit will be applied on the iGOsavings Plus account if an iGOchecking account with a minimum average monthly balance of $1,000 is maintained. A minimum deposit of $100 is required to open the iGOchecking account. The reward credit is 0.50% on iGOsavings Plus balances up to $25,000. No reward credit is paid on iGOsavings Plus balances over $25,000. Reward credit is a simple interest calculation and will be posted to the iGOsavings Plus account monthly. A 1099 will be issued in the amount of all bonuses and rewards credited to the account. Rates may change without notice Subject to change or termination without prior notice at any time.

1 The base rate iGOsavings Plus account is 0.50% APY for balances up to $5,000; 0.25% APY for balances greater than $5,000. New money only. New money is defined as money not currently on deposit with iGObanking. Other fees and restrictions may apply. Fees may reduce earnings on the account.

2 No minimum balance is required to avoid monthly fee. Service fees such as fees charged for insufficient funds, returned deposited items, non-Allpoint Bank ATM withdrawals and balance inquiries, teller’s checks, wire transfers and any other miscellaneous items or services apply to this account. Refer to the iGObanking schedule of fees for more details. Fees may reduce earnings.

3 Certain fees may be assessed by other financial institutions for use of their ATMs. iGObanking will rebate up to $15 in other bank domestic ATM Surcharge Fees which will be credited at the end of each statement cycle

4 There is no charge to use iGObanking Mobile Banking or Mobile Check Deposit but the bank's standard account fees will apply, and data and messaging rates may apply from your wireless provider. iGObanking Mobile Check Deposit is available for personal checking, savings, and money market accounts only. Account(s) must be in good standing. Subject to eligibility. Deposit limits and other restrictions apply. iGObanking Mobile Banking is available to all iGObanking online banking users. The iGObanking Mobile app is available for download from the App Store and on Google Play.

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